/* =========================================================
   Incassopartner — Brand Stylesheet
   Brand colors:
     --navy   #0d1423   (donker — typografie & donkere vlakken)
     --blue   #1572d3   (accent — links, knoppen, logo accent)
     --white  #ffffff   (hoofdkleur — achtergronden)
   Brand fonts: Instrument Serif (display), Epilogue (sans, UI/body)
   ========================================================= */

:root {
  --navy:       #0d1423;
  --navy-90:    #1a2236;
  --navy-70:    #2c3447;
  --navy-50:    #5a6072;
  --navy-30:    #9aa0ad;
  --navy-15:    #d4d7dd;
  --navy-08:    #e8eaee;
  --navy-04:    #f4f5f7;
  --navy-02:    #fafafb;

  --blue:       #1572d3;
  --blue-dark:  #0e5aa8;
  --blue-soft:  #e8f1fb;
  --blue-tint:  #f5f9fd;

  --white:      #ffffff;

  --radius-xs:  4px;
  --radius-sm:  6px;
  --radius-md:  10px;
  --radius-lg:  16px;

  --shadow-sm:  0 1px 2px rgba(13, 20, 35, 0.04), 0 1px 3px rgba(13, 20, 35, 0.06);
  --shadow-md:  0 4px 12px rgba(13, 20, 35, 0.06), 0 2px 4px rgba(13, 20, 35, 0.04);
  --shadow-lg:  0 24px 48px -16px rgba(13, 20, 35, 0.18), 0 8px 16px -8px rgba(13, 20, 35, 0.08);

  --container:  1240px;
  --gutter:     clamp(20px, 4vw, 40px);

  --serif:      'Instrument Serif', 'Times New Roman', Georgia, serif;
  --sans:       'Epilogue', -apple-system, BlinkMacSystemFont, 'Segoe UI', system-ui, sans-serif;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.55;
  color: var(--navy);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  font-feature-settings: 'kern', 'liga', 'ss01';
}
img, svg { display: block; max-width: 100%; }
button { font: inherit; cursor: pointer; border: 0; background: none; color: inherit; }
a { color: var(--blue); text-decoration: none; transition: color 160ms ease; }
a:hover { color: var(--blue-dark); }
ul, ol { padding: 0; margin: 0; list-style: none; }
p { margin: 0 0 1em; }
h1, h2, h3, h4, h5 { margin: 0; font-weight: 500; letter-spacing: -0.01em; }

/* ---------- Typography scale ---------- */
.eyebrow {
  font-family: var(--sans);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--blue);
  display: inline-flex;
  align-items: center;
  gap: 10px;
}
.eyebrow::before {
  content: "";
  width: 24px; height: 1px;
  background: currentColor;
  opacity: 0.7;
}
.eyebrow.no-bar::before { display: none; }

.display {
  font-family: var(--serif);
  font-weight: 400;
  letter-spacing: -0.02em;
  line-height: 1.04;
  color: var(--navy);
}
.display-xl  { font-size: clamp(44px, 6.4vw, 88px); }
.display-lg  { font-size: clamp(38px, 5.2vw, 68px); }
.display-md  { font-size: clamp(30px, 3.6vw, 48px); }
.display-sm  { font-size: clamp(24px, 2.6vw, 34px); }

.display em, .ital {
  font-style: italic;
  color: var(--blue);
  font-family: var(--serif);
}

.lead {
  font-size: clamp(17px, 1.3vw, 19px);
  line-height: 1.55;
  color: var(--navy-70);
  max-width: 60ch;
}

/* ---------- Layout ---------- */
.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding-left: var(--gutter);
  padding-right: var(--gutter);
}

.section { padding: clamp(72px, 9vw, 130px) 0; }
.section--tight { padding: clamp(56px, 6vw, 90px) 0; }
.section--dark {
  background: var(--navy);
  color: var(--white);
}
.section--dark .display { color: var(--white); }
.section--dark .lead { color: rgba(255,255,255,0.72); }
.section--dark .eyebrow { color: #7eb6ee; }

.section--tint { background: var(--navy-02); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 22px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 15px;
  letter-spacing: -0.005em;
  line-height: 1;
  white-space: nowrap;
  transition: all 180ms ease;
  border: 1px solid transparent;
}
.btn .arrow {
  width: 16px; height: 16px;
  transition: transform 220ms ease;
}
.btn:hover .arrow { transform: translateX(4px); }

.btn-primary {
  background: var(--navy);
  color: var(--white);
}
.btn-primary:hover { background: #000; color: var(--white); }

.btn-blue {
  background: var(--blue);
  color: var(--white);
}
.btn-blue:hover { background: var(--blue-dark); color: var(--white); }

.btn-ghost {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy-15);
}
.btn-ghost:hover { border-color: var(--navy); background: var(--navy); color: var(--white); }

.btn-link {
  padding: 0;
  background: none;
  color: var(--navy);
  font-weight: 600;
  font-size: 15px;
  border-bottom: 1px solid var(--navy);
  border-radius: 0;
  padding-bottom: 2px;
}
.btn-link:hover { color: var(--blue); border-color: var(--blue); }

.btn-outline-light {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.3);
}
.btn-outline-light:hover { background: var(--white); color: var(--navy); }

/* ---------- Top utility bar ---------- */
.utility {
  background: var(--navy);
  color: rgba(255,255,255,0.78);
  font-size: 13px;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.utility .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 38px;
  gap: 24px;
}
.utility-left, .utility-right {
  display: flex; align-items: center; gap: 22px;
}
.utility a { color: inherit; }
.utility a:hover { color: var(--white); }
.utility .dot {
  width: 6px; height: 6px; border-radius: 50%;
  background: #3ec173; display: inline-block; margin-right: 8px;
  box-shadow: 0 0 0 3px rgba(62,193,115,0.18);
}
.utility .sep {
  width: 1px; height: 14px; background: rgba(255,255,255,0.14);
}

/* ---------- Header / Navigation ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,0.92);
  backdrop-filter: saturate(180%) blur(12px);
  -webkit-backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid var(--navy-08);
}
.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  height: 76px;
}
.brand {
  display: inline-flex;
  align-items: baseline;
  font-family: var(--serif);
  font-size: 26px;
  letter-spacing: -0.01em;
  color: var(--navy);
  line-height: 1;
}
.brand .brand-mark {
  font-family: var(--sans);
  font-weight: 600;
  color: var(--blue);
  letter-spacing: -0.02em;
}
.brand .brand-tail {
  font-style: italic;
  color: var(--navy);
  margin-left: 1px;
}

.nav-primary {
  display: flex; align-items: center; gap: 6px;
}
.nav-primary a {
  position: relative;
  display: inline-flex; align-items: center;
  padding: 10px 14px;
  font-size: 15px;
  font-weight: 500;
  color: var(--navy);
  letter-spacing: -0.005em;
  white-space: nowrap;
}
.nav-primary a:hover { color: var(--blue); }
.nav-primary a.has-caret::after {
  content: "";
  width: 8px; height: 8px;
  margin-left: 6px;
  border-right: 1.5px solid currentColor;
  border-bottom: 1.5px solid currentColor;
  transform: rotate(45deg) translate(-2px,-2px);
  opacity: 0.6;
}
.nav-primary a.is-active {
  color: var(--blue);
}

.nav-cta {
  display: flex; align-items: center; gap: 12px;
}
.nav-toggle {
  display: none;
  width: 44px; height: 44px;
  border-radius: 8px;
  border: 1px solid var(--navy-15);
  align-items: center; justify-content: center;
}
.nav-toggle span,
.nav-toggle span::before,
.nav-toggle span::after {
  content: "";
  display: block;
  width: 18px; height: 1.5px;
  background: var(--navy);
  position: relative;
}
.nav-toggle span::before { position: absolute; top: -6px; }
.nav-toggle span::after  { position: absolute; top: 6px; }

@media (max-width: 1024px) {
  .nav-primary, .nav-cta .btn-ghost { display: none; }
  .nav-toggle { display: inline-flex; }
}

/* ---------- HERO ---------- */
.hero {
  position: relative;
  padding: clamp(56px, 8vw, 110px) 0 clamp(70px, 8vw, 130px);
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(800px 480px at 88% -10%, rgba(21,114,211,0.08), transparent 60%),
    radial-gradient(600px 360px at 0% 110%, rgba(21,114,211,0.05), transparent 60%);
  pointer-events: none;
  z-index: 0;
}
.hero .container {
  position: relative; z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: clamp(32px, 5vw, 80px);
  align-items: center;
}
.hero-copy { max-width: 640px; }
.hero h1 { margin: 18px 0 22px; }
.hero p.lead { margin-bottom: 32px; }
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; }
.hero-trust {
  margin-top: 44px;
  display: flex; align-items: center; gap: 16px;
  font-size: 14px; color: var(--navy-50);
}
.hero-trust .stars {
  display: inline-flex; gap: 2px;
}
.hero-trust .stars svg { width: 16px; height: 16px; fill: #f5b300; }
.hero-trust strong { color: var(--navy); font-weight: 600; }

/* Hero visual: editorial manifest panel */
.hero-visual {
  max-width: 520px;
  margin-left: auto;
  width: 100%;
}
.hv-figure {
  position: relative;
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-lg);
  padding: 56px 44px 40px;
  overflow: hidden;
  isolation: isolate;
}
.hv-figure::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(600px 400px at 110% -10%, rgba(21,114,211,0.25), transparent 60%),
    radial-gradient(360px 240px at -10% 110%, rgba(21,114,211,0.10), transparent 60%);
  z-index: -1;
}
.hv-figure::after {
  content: "";
  position: absolute;
  inset: 18px;
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 10px;
  pointer-events: none;
  z-index: -1;
}
.hv-fig-corner {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.55);
  font-weight: 600;
  margin-bottom: 56px;
}
.hv-fig-quote {
  margin: 0;
  font-family: var(--serif);
  font-size: clamp(28px, 3.6vw, 44px);
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: var(--white);
}
.hv-fig-quote em {
  font-style: italic;
  color: #7eb6ee;
}
.hv-fig-divider {
  width: 60px;
  height: 1px;
  background: rgba(255,255,255,0.4);
  margin: 36px 0 24px;
}
.hv-fig-meta {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}
.hv-fig-mkey {
  font-size: 10px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.5);
  font-weight: 600;
  margin-bottom: 6px;
}
.hv-fig-mval {
  font-size: 14px;
  font-weight: 500;
  color: rgba(255,255,255,0.92);
  line-height: 1.3;
}

@media (max-width: 1100px) {
  .hero .container { grid-template-columns: 1fr; }
  .hero-visual { display: none; }
}

/* ---------- Logos / clients strip ---------- */
.logos {
  border-top: 1px solid var(--navy-08);
  border-bottom: 1px solid var(--navy-08);
  padding: 28px 0;
  background: var(--white);
}
.logos .container {
  display: flex; align-items: center; gap: clamp(24px, 5vw, 64px);
  flex-wrap: wrap; justify-content: space-between;
}
.logos .label {
  font-size: 12px; text-transform: uppercase; letter-spacing: 0.14em;
  color: var(--navy-50); font-weight: 600;
  white-space: nowrap;
}
.logos ul {
  display: flex; align-items: center; gap: clamp(24px, 4vw, 48px);
  flex-wrap: wrap;
}
.logos li {
  font-family: var(--serif);
  font-size: 22px;
  color: var(--navy-50);
  letter-spacing: -0.01em;
  opacity: 0.9;
  white-space: nowrap;
}
.logos li.s {
  font-family: var(--sans); font-weight: 700; font-size: 17px; letter-spacing: 0.08em;
  text-transform: uppercase;
}

/* ---------- Trust band: light ---------- */
.kpis {
  background: var(--white);
  color: var(--navy);
  border-top: 1px solid var(--navy-08);
  border-bottom: 1px solid var(--navy-08);
}
.kpis .container {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  padding-top: 56px; padding-bottom: 56px;
}
.kpi {
  padding: 0 28px;
  border-right: 1px solid var(--navy-08);
}
.kpi:first-child { padding-left: 0; }
.kpi:last-child { border-right: 0; padding-right: 0; }
.kpi-num {
  font-family: var(--serif);
  font-size: clamp(36px, 4vw, 48px);
  line-height: 1;
  letter-spacing: -0.02em;
  color: var(--navy);
}
.kpi-num em { color: var(--blue); font-style: italic; }
.kpi-label {
  margin-top: 14px;
  font-size: 13px;
  color: var(--navy-50);
  max-width: 28ch;
  line-height: 1.5;
}
@media (max-width: 800px) {
  .kpis .container { grid-template-columns: repeat(2, 1fr); gap: 36px 0; }
  .kpi { border-right: 0; padding: 0 0; }
  .kpi:nth-child(odd) { border-right: 1px solid var(--navy-08); padding-right: 24px; }
  .kpi:nth-child(even) { padding-left: 24px; }
}

/* ---------- Section headings ---------- */
.sec-head {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr);
  gap: clamp(24px, 5vw, 80px);
  align-items: end;
  margin-bottom: clamp(40px, 5vw, 64px);
}
.sec-head .lead { margin: 18px 0 0; }
.sec-head h2 { margin-top: 14px; }
@media (max-width: 800px) {
  .sec-head { grid-template-columns: 1fr; align-items: start; }
}

/* ---------- Services grid ---------- */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--navy-08);
  border: 1px solid var(--navy-08);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.service {
  background: var(--white);
  padding: 36px 32px 32px;
  display: flex; flex-direction: column;
  min-height: 280px;
  transition: background 240ms ease;
  position: relative;
}
.service:hover { background: var(--blue-tint); }
.service .ico {
  width: 44px; height: 44px;
  display: inline-flex; align-items: center; justify-content: center;
  border-radius: 10px;
  background: var(--blue-soft);
  color: var(--blue);
  margin-bottom: 24px;
}
.service .ico svg { width: 22px; height: 22px; }
.service h3 {
  font-family: var(--serif);
  font-size: 26px;
  letter-spacing: -0.01em;
  margin-bottom: 12px;
  color: var(--navy);
}
.service p {
  font-size: 15px;
  color: var(--navy-70);
  line-height: 1.6;
  margin-bottom: 22px;
}
.service .more {
  margin-top: auto;
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 14px; font-weight: 600; color: var(--navy);
}
.service .more svg { width: 14px; height: 14px; transition: transform 220ms ease; }
.service:hover .more svg { transform: translateX(4px); color: var(--blue); }
.service:hover .more { color: var(--blue); }

@media (max-width: 1024px) { .services-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px)  { .services-grid { grid-template-columns: 1fr; } }

/* ---------- Process / steps ---------- */
.process {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  position: relative;
}
.process::before {
  content: "";
  position: absolute;
  left: 0; right: 0; top: 28px;
  height: 1px;
  background: var(--navy-15);
  z-index: 0;
}
.step { position: relative; z-index: 1; }
.step-num {
  width: 56px; height: 56px;
  border-radius: 50%;
  background: var(--white);
  border: 1px solid var(--navy-15);
  display: inline-flex; align-items: center; justify-content: center;
  font-family: var(--serif);
  font-size: 22px;
  color: var(--blue);
  margin-bottom: 22px;
}
.step h4 {
  font-family: var(--serif);
  font-size: 24px;
  margin-bottom: 10px;
  letter-spacing: -0.01em;
}
.step p {
  font-size: 15px;
  color: var(--navy-70);
  line-height: 1.6;
}
.step .step-meta {
  margin-top: 14px;
  font-size: 12px;
  color: var(--blue);
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
@media (max-width: 900px) {
  .process { grid-template-columns: repeat(2, 1fr); }
  .process::before { display: none; }
}
@media (max-width: 540px) {
  .process { grid-template-columns: 1fr; }
}

/* ---------- Sectors ---------- */
.sectors-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}
.sector {
  display: flex; align-items: center; gap: 14px;
  padding: 22px 22px;
  border: 1px solid var(--navy-08);
  border-radius: var(--radius-md);
  background: var(--white);
  transition: all 200ms ease;
}
.sector:hover {
  border-color: var(--blue);
  background: var(--blue-tint);
  transform: translateY(-2px);
}
.sector .ico {
  width: 36px; height: 36px;
  border-radius: 8px;
  background: var(--blue-soft);
  color: var(--blue);
  display: inline-flex; align-items: center; justify-content: center;
  flex: 0 0 auto;
}
.sector .ico svg { width: 18px; height: 18px; }
.sector .name { font-weight: 500; font-size: 15px; }
@media (max-width: 900px) { .sectors-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 480px) { .sectors-grid { grid-template-columns: 1fr; } }

/* ---------- Why-us split ---------- */
.split {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap: clamp(40px, 6vw, 90px);
  align-items: center;
}
.split--reverse { direction: rtl; }
.split--reverse > * { direction: ltr; }

.split-features { margin-top: 28px; }
.split-features li {
  display: grid; grid-template-columns: 28px 1fr; gap: 14px;
  padding: 16px 0;
  border-bottom: 1px solid var(--navy-08);
  align-items: start;
}
.split-features li:last-child { border-bottom: 0; }
.split-features .ck {
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--blue-soft);
  color: var(--blue);
  display: inline-flex; align-items: center; justify-content: center;
}
.split-features .ck svg { width: 12px; height: 12px; }
.split-features h5 { font-size: 16px; font-weight: 600; margin-bottom: 4px; }
.split-features p { font-size: 14px; color: var(--navy-70); margin: 0; line-height: 1.55; }

.split-visual {
  position: relative;
  border-radius: var(--radius-lg);
  background: linear-gradient(180deg, var(--blue-tint) 0%, var(--white) 100%);
  border: 1px solid var(--navy-08);
  padding: 36px;
  min-height: 460px;
  overflow: hidden;
}
.split-visual::after {
  content: "";
  position: absolute;
  bottom: -120px; right: -120px;
  width: 320px; height: 320px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(21,114,211,0.18) 0%, transparent 70%);
}

.qstats {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 22px;
  margin: 24px 0 32px;
}
.qstat {
  background: var(--white);
  border: 1px solid var(--navy-08);
  border-radius: var(--radius-md);
  padding: 20px 22px;
}
.qstat .qn {
  font-family: var(--serif);
  font-size: 36px; line-height: 1;
  color: var(--navy);
  letter-spacing: -0.02em;
}
.qstat .qn em { color: var(--blue); font-style: italic; }
.qstat .ql {
  margin-top: 10px;
  font-size: 13px; color: var(--navy-50); line-height: 1.45;
}

.cert-row {
  position: relative; z-index: 1;
  display: flex; flex-wrap: wrap; gap: 10px;
  margin-top: 30px;
}
.cert {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 10px 14px;
  background: var(--white);
  border: 1px solid var(--navy-08);
  border-radius: 999px;
  font-size: 13px; font-weight: 600;
  color: var(--navy);
}
.cert .dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--blue);
}

@media (max-width: 900px) {
  .split { grid-template-columns: 1fr; }
  .split--reverse { direction: ltr; }
}

/* ---------- Case study card ---------- */
.case {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(0, 0.8fr);
  gap: 0;
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.case-body { padding: clamp(36px, 4vw, 64px); }
.case-body .eyebrow { color: #7eb6ee; }
.case-body h3 {
  font-family: var(--serif);
  font-size: clamp(28px, 3vw, 40px);
  letter-spacing: -0.01em;
  margin: 18px 0 18px;
  color: var(--white);
  line-height: 1.15;
}
.case-body p { color: rgba(255,255,255,0.72); font-size: 16px; line-height: 1.6; max-width: 50ch; }
.case-quote {
  margin-top: 28px;
  font-family: var(--serif);
  font-size: 22px;
  font-style: italic;
  line-height: 1.4;
  color: var(--white);
  border-left: 2px solid var(--blue);
  padding-left: 18px;
}
.case-author {
  margin-top: 18px;
  font-size: 13px;
  color: rgba(255,255,255,0.6);
}
.case-author strong { color: var(--white); font-weight: 600; }

.case-stats {
  background:
    linear-gradient(180deg, #0f1c30 0%, #0a1424 100%);
  padding: clamp(36px, 4vw, 56px);
  display: flex; flex-direction: column; justify-content: center;
  border-left: 1px solid rgba(255,255,255,0.06);
}
.case-stats .cs-row {
  padding: 18px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.case-stats .cs-row:last-child { border-bottom: 0; }
.case-stats .cs-num {
  font-family: var(--serif);
  font-size: clamp(36px, 3.6vw, 52px);
  line-height: 1;
  letter-spacing: -0.02em;
}
.case-stats .cs-num em { color: #7eb6ee; font-style: italic; }
.case-stats .cs-lab {
  margin-top: 8px;
  font-size: 13px; color: rgba(255,255,255,0.6);
}

@media (max-width: 900px) {
  .case { grid-template-columns: 1fr; }
  .case-stats { border-left: 0; border-top: 1px solid rgba(255,255,255,0.06); }
}

/* ---------- Testimonial trio ---------- */
.testimonials {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.tcard {
  background: var(--white);
  border: 1px solid var(--navy-08);
  border-radius: var(--radius-lg);
  padding: 32px;
  display: flex; flex-direction: column;
}
.tcard .tquote {
  font-family: var(--serif);
  font-size: 22px;
  line-height: 1.35;
  letter-spacing: -0.01em;
  color: var(--navy);
  margin-bottom: 28px;
}
.tcard .tquote em { color: var(--blue); }
.tcard .tperson {
  margin-top: auto;
  display: flex; align-items: center; gap: 14px;
}
.tcard .tavatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--navy-08);
  color: var(--navy);
  display: inline-flex; align-items: center; justify-content: center;
  font-weight: 600; font-size: 14px;
  letter-spacing: 0.02em;
  flex: 0 0 auto;
}
.tcard .tname { font-size: 14px; font-weight: 600; }
.tcard .trole { font-size: 13px; color: var(--navy-50); }
@media (max-width: 1024px) { .testimonials { grid-template-columns: 1fr 1fr; } }
@media (max-width: 640px)  { .testimonials { grid-template-columns: 1fr; } }

/* ---------- Insights / articles ---------- */
.articles {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.article {
  display: flex; flex-direction: column;
  background: var(--white);
  border: 1px solid var(--navy-08);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: all 220ms ease;
}
.article:hover {
  border-color: var(--navy-15);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}
.article .athumb {
  height: 220px;
  background: linear-gradient(135deg, #0d1423 0%, #1572d3 100%);
  position: relative;
  overflow: hidden;
}
.article .athumb.alt-1 { background: linear-gradient(135deg, #0e2440 0%, #1572d3 100%); }
.article .athumb.alt-2 { background: linear-gradient(135deg, #14304f 0%, #2a85e0 100%); }
.article .athumb.alt-3 { background: linear-gradient(135deg, #0a1424 0%, #2c5d8f 100%); }
.article .athumb::after {
  content: "";
  position: absolute; inset: 0;
  background:
    radial-gradient(300px 200px at 80% 30%, rgba(255,255,255,0.18), transparent 60%),
    radial-gradient(200px 200px at 10% 90%, rgba(255,255,255,0.10), transparent 60%);
}
.article .athumb .athumb-mark {
  position: absolute; top: 18px; left: 18px;
  font-family: var(--serif);
  font-size: 18px; color: rgba(255,255,255,0.75);
  letter-spacing: -0.01em;
}
.article .athumb .athumb-mark em { color: #7eb6ee; }
.article .abody { padding: 26px 26px 30px; display: flex; flex-direction: column; flex: 1; }
.article .ameta {
  display: flex; gap: 14px; align-items: center;
  font-size: 12px; color: var(--navy-50);
  text-transform: uppercase; letter-spacing: 0.1em;
  font-weight: 600;
  margin-bottom: 14px;
}
.article .ameta .tag { color: var(--blue); }
.article h4 {
  font-family: var(--serif);
  font-size: 24px;
  letter-spacing: -0.01em;
  line-height: 1.2;
  margin-bottom: 12px;
  color: var(--navy);
}
.article p {
  font-size: 14px; line-height: 1.55; color: var(--navy-70);
}
.article .alink {
  margin-top: auto; padding-top: 18px;
  font-size: 14px; font-weight: 600; color: var(--navy);
  display: inline-flex; align-items: center; gap: 8px;
}
.article:hover .alink { color: var(--blue); }
@media (max-width: 1024px) { .articles { grid-template-columns: 1fr 1fr; } }
@media (max-width: 640px)  { .articles { grid-template-columns: 1fr; } }

/* ---------- Final CTA ---------- */
.cta-band {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-lg);
  padding: clamp(40px, 5vw, 72px);
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(0, 0.8fr);
  gap: 40px;
  align-items: center;
  position: relative;
  overflow: hidden;
}
.cta-band::after {
  content: "";
  position: absolute; top: -120px; right: -120px;
  width: 360px; height: 360px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(21,114,211,0.35) 0%, transparent 70%);
}
.cta-band h2 { color: var(--white); position: relative; z-index: 1; }
.cta-band p { color: rgba(255,255,255,0.7); position: relative; z-index: 1; max-width: 50ch; margin-top: 16px; }
.cta-band .actions {
  position: relative; z-index: 1;
  display: flex; gap: 12px; flex-wrap: wrap;
  justify-self: end;
}
@media (max-width: 800px) {
  .cta-band { grid-template-columns: 1fr; }
  .cta-band .actions { justify-self: start; }
}

/* ---------- Footer ---------- */
.site-footer {
  background: var(--navy);
  color: rgba(255,255,255,0.72);
  padding-top: 80px;
}
.site-footer .container { padding-top: 0; padding-bottom: 0; }
.foot-top {
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) repeat(3, minmax(0, 1fr));
  gap: 40px;
  padding-bottom: 56px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.foot-brand .brand { color: var(--white); font-size: 30px; }
.foot-brand .brand .brand-tail { color: var(--white); }
.foot-brand p {
  margin-top: 18px;
  font-size: 14px; line-height: 1.55;
  max-width: 38ch;
  color: rgba(255,255,255,0.65);
}
.foot-brand .foot-contact {
  margin-top: 24px;
  display: flex; flex-direction: column; gap: 6px;
  font-size: 14px;
}
.foot-brand .foot-contact a { color: var(--white); border-bottom: 1px dotted rgba(255,255,255,0.4); }
.foot-brand .foot-contact a:hover { color: #7eb6ee; }

.foot-col h5 {
  font-size: 12px; text-transform: uppercase; letter-spacing: 0.14em;
  color: rgba(255,255,255,0.55);
  margin-bottom: 18px;
}
.foot-col li { margin-bottom: 10px; }
.foot-col a {
  font-size: 14px;
  color: rgba(255,255,255,0.78);
}
.foot-col a:hover { color: var(--white); }

.foot-bottom {
  display: flex; align-items: center; justify-content: space-between;
  padding: 28px 0;
  font-size: 13px; color: rgba(255,255,255,0.55);
  flex-wrap: wrap; gap: 16px;
}
.foot-legal { display: flex; gap: 22px; flex-wrap: wrap; }
.foot-legal a { color: rgba(255,255,255,0.7); }
.foot-legal a:hover { color: var(--white); }

@media (max-width: 900px) {
  .foot-top { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 540px) {
  .foot-top { grid-template-columns: 1fr; }
}

/* ---------- Page header (inner pages) ---------- */
.page-head {
  background: linear-gradient(180deg, var(--blue-tint) 0%, var(--white) 100%);
  padding: clamp(60px, 7vw, 100px) 0 clamp(40px, 5vw, 60px);
  border-bottom: 1px solid var(--navy-08);
}
.breadcrumbs {
  display: flex; gap: 8px; align-items: center;
  font-size: 13px; color: var(--navy-50);
  margin-bottom: 22px;
}
.breadcrumbs a { color: var(--navy-50); }
.breadcrumbs a:hover { color: var(--blue); }
.breadcrumbs .sep { opacity: 0.5; }
.page-head h1 { max-width: 22ch; }
.page-head .lead { margin-top: 18px; }

/* ---------- Long content (services detail) ---------- */
.content-grid {
  display: grid;
  grid-template-columns: minmax(0, 220px) minmax(0, 1fr);
  gap: clamp(32px, 5vw, 80px);
}
.content-side {
  position: sticky; top: 120px; align-self: start;
}
.content-side h5 {
  font-size: 12px; text-transform: uppercase; letter-spacing: 0.14em;
  color: var(--navy-50); margin-bottom: 14px;
}
.content-side ul li { margin-bottom: 8px; }
.content-side ul a {
  font-size: 14px; color: var(--navy-70);
  display: block; padding: 6px 0;
  border-left: 2px solid transparent; padding-left: 12px;
  margin-left: -14px;
}
.content-side ul a:hover, .content-side ul a.is-active {
  color: var(--blue); border-color: var(--blue);
}
.content-main h2 {
  font-family: var(--serif);
  font-size: clamp(28px, 3.2vw, 40px);
  letter-spacing: -0.01em;
  margin: 56px 0 18px;
  color: var(--navy);
}
.content-main h2:first-child { margin-top: 0; }
.content-main h3 {
  font-family: var(--sans);
  font-size: 18px;
  font-weight: 600;
  margin: 28px 0 10px;
}
.content-main p { font-size: 16px; line-height: 1.7; color: var(--navy-70); }
.content-main ul.bullets {
  margin: 14px 0 24px;
  list-style: none; padding: 0;
}
.content-main ul.bullets li {
  padding: 6px 0 6px 28px; position: relative;
  color: var(--navy-70); font-size: 16px;
}
.content-main ul.bullets li::before {
  content: ""; position: absolute; left: 0; top: 13px;
  width: 14px; height: 8px;
  border-left: 2px solid var(--blue); border-bottom: 2px solid var(--blue);
  transform: rotate(-45deg);
}

@media (max-width: 900px) {
  .content-grid { grid-template-columns: 1fr; }
  .content-side { position: static; }
}

/* ---------- Forms ---------- */
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px 20px;
}
.form-grid .full { grid-column: 1 / -1; }
label.field {
  display: flex; flex-direction: column;
  font-size: 13px; font-weight: 600; color: var(--navy);
  letter-spacing: 0.02em;
}
label.field input,
label.field textarea,
label.field select {
  margin-top: 8px;
  padding: 14px 16px;
  font: inherit;
  font-weight: 400;
  font-size: 15px;
  color: var(--navy);
  background: var(--white);
  border: 1px solid var(--navy-15);
  border-radius: var(--radius-md);
  outline: none;
  transition: border-color 160ms ease, box-shadow 160ms ease;
}
label.field input:focus,
label.field textarea:focus,
label.field select:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 4px rgba(21,114,211,0.12);
}
label.field textarea { resize: vertical; min-height: 130px; }
.checkbox-row {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 13px; color: var(--navy-70);
  line-height: 1.5;
}
.checkbox-row input[type="checkbox"] {
  margin-top: 2px;
  accent-color: var(--blue);
  width: 16px; height: 16px;
}
@media (max-width: 640px) { .form-grid { grid-template-columns: 1fr; } }

.contact-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr);
  gap: clamp(36px, 5vw, 80px);
  align-items: start;
}
.contact-info .ci-row {
  padding: 18px 0;
  border-bottom: 1px solid var(--navy-08);
}
.contact-info .ci-row:last-child { border-bottom: 0; }
.contact-info .ci-label {
  font-size: 12px; text-transform: uppercase; letter-spacing: 0.12em;
  color: var(--navy-50); font-weight: 600; margin-bottom: 8px;
}
.contact-info .ci-val {
  font-family: var(--serif);
  font-size: 22px;
  color: var(--navy);
}
.contact-info .ci-val a { color: var(--navy); }
.contact-info .ci-val a:hover { color: var(--blue); }
.contact-info .ci-sub { font-size: 14px; color: var(--navy-70); margin-top: 4px; }
@media (max-width: 800px) { .contact-grid { grid-template-columns: 1fr; } }

/* ---------- About: leadership ---------- */
.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.tm {
  border: 1px solid var(--navy-08);
  border-radius: var(--radius-lg);
  padding: 28px;
  background: var(--white);
}
.tm .avatar {
  width: 72px; height: 72px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--blue) 0%, #0d1423 100%);
  color: var(--white);
  display: inline-flex; align-items: center; justify-content: center;
  font-family: var(--serif); font-size: 28px;
  margin-bottom: 22px;
}
.tm h4 { font-family: var(--serif); font-size: 24px; margin-bottom: 4px; }
.tm .role { font-size: 14px; color: var(--blue); font-weight: 600; margin-bottom: 14px; }
.tm p { font-size: 14px; color: var(--navy-70); line-height: 1.55; }
@media (max-width: 900px) { .team-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 540px) { .team-grid { grid-template-columns: 1fr; } }

/* ---------- FAQ ---------- */
.faq { border-top: 1px solid var(--navy-08); }
.faq details {
  border-bottom: 1px solid var(--navy-08);
  padding: 22px 0;
}
.faq summary {
  cursor: pointer; list-style: none;
  display: flex; justify-content: space-between; align-items: center;
  gap: 24px;
  font-family: var(--serif);
  font-size: 22px;
  color: var(--navy);
  letter-spacing: -0.01em;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: ""; flex: 0 0 auto;
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--navy-04);
  position: relative;
  transition: all 200ms ease;
}
.faq summary::before {
  content: ""; position: absolute; right: 6px;
  width: 10px; height: 10px;
  border-right: 1.5px solid var(--navy);
  border-bottom: 1.5px solid var(--navy);
  transform: translateY(-3px) rotate(45deg);
  transition: all 200ms ease;
}
.faq summary { position: relative; }
.faq details[open] summary::before {
  transform: translateY(2px) rotate(-135deg);
}
.faq details > div {
  margin-top: 14px;
  font-size: 15px; line-height: 1.7;
  color: var(--navy-70);
  max-width: 70ch;
}

/* ---------- Pillar list (about company values) ---------- */
.pillars {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin-top: 48px;
}
.pillar { padding-top: 22px; border-top: 2px solid var(--navy); }
.pillar .pn {
  font-family: var(--serif);
  font-size: 14px; color: var(--blue);
  margin-bottom: 14px;
  letter-spacing: 0.04em;
}
.pillar h3 {
  font-family: var(--serif);
  font-size: 26px;
  letter-spacing: -0.01em;
  margin-bottom: 12px;
}
.pillar p { font-size: 15px; color: var(--navy-70); line-height: 1.6; }
@media (max-width: 900px) { .pillars { grid-template-columns: 1fr; } }

/* ---------- Mobile menu ---------- */
.mobile-menu {
  display: none;
  position: fixed; inset: 76px 0 0 0;
  z-index: 49;
  background: var(--white);
  padding: 28px var(--gutter) 40px;
  border-top: 1px solid var(--navy-08);
}
.mobile-menu.is-open { display: block; }
.mobile-menu a {
  display: block;
  padding: 14px 0;
  font-size: 18px;
  border-bottom: 1px solid var(--navy-08);
  color: var(--navy);
}
.mobile-menu .mobile-cta {
  margin-top: 24px;
  display: flex; flex-direction: column; gap: 10px;
}
.mobile-menu .mobile-cta .btn { justify-content: center; padding: 16px 22px; }

/* ---------- Misc ---------- */
.divider { height: 1px; background: var(--navy-08); border: 0; margin: 0; }

.notice {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 13px; color: var(--navy-50);
  padding: 10px 16px;
  background: var(--navy-04);
  border-radius: 999px;
}
.notice .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--blue); }

::selection { background: var(--blue); color: var(--white); }